Drive your business with a versatile restaurant pOS system from Dual Payments

waitress working behind a point of sale system at a restaurant
Dual Payments POS system-7

Restaurant POS Systems For Any Type of Restaurant

Whether you’re operating a fast, casual restaurant, a table service restaurant or a fine dining establishment, Dual Payments has the restaurant management POS software to meet your needs as a restaurant owner or manager. Whatever your restaurant type, Dual Payments can offer help.

How to Choose What's right for you

When choosing a payment processor for your restaurant, make sure that you are aware of the costs involved. Avoid frequent mistakes and ensure that there are no hidden charges. A POS company that seems to offer low processing rates could be actually charging more than it seems with hidden costs. If the low rate seems too good to be true, it might just be.

Much of those costs can come if not enough production is met per month. Many payment systems will demand monthly minimums for you, as the business owner, to meet. If the monthly sales minimum is not met, they will then demand a fee. You might monitor trends in the future where your costs rise from where they stand in the current day.

We know that you want to save more of your hard earned money and revenue. Who doesn’t? As a payment processing company that does business with a plethora of restaurants and bars of every size, you’ll be happy to learn that we bring experience with your industry. 

A company new to the restaurant or bar industry has a lot to discuss and learn. From creating a cost structure and a marketing plan, to possibly choosing an accounting firm for your restaurant and taking out business loans from a bank. Whether your restaurant is new or old, we want to help reduce the stress and labor that will inevitably come.

With so many different cost plans out there, it can be difficult to decide which will be ideal for your restaurant.  There’s tiered costs, which is usually incorporated on a monthly subscription based cost model. There’s transparent costs, which shows the consumer how much money goes into making the product and reports to them how much profit the business will gain from their purchase. Some companies choose flat rate costs, which charges each person a flat rate, the same price someone else would get charged for the same products, services or items. We know it can be stressful, so we are here to help or even provide tips and insights if needed.

Other processing companies may charge higher monthly fees, annual fees or demand a termination fee if you cancel your contract before the contract expiration date. You might even notice some hidden fees along the way.

Restaurant owners, as well as business owners in other industries, that are weighing their payment processing options need to take these kinds of charges into consideration.

In a focus to keep charges as low as they can be, a big ingredient is staying PCI compliant. Maintaining proper PCI policies, such as maintaining proper security, will keep your restaurant from experiencing any PCI compliance fees.

Some businesses may choose to incorporate an interchange plus cost plan, which is essentially the processor’s rate plus a markup which can be kept as a sort of commission. The total cost, then, would be whatever the interchange rate is, plus the markup price. This is often featured in business types like real estate.

Our POS credit card terminal accepts all major types of credit cards, like Visa, Mastercard and American Express, and even non-card ways of payment like Apple Pay. This allows for convenient pay with just the click of a button for the customer. It allows them to access the mobile card on their phone screen and through that payment gateway, basically making an online payment and making it easier for them.

Making payments as simple as possible for your consumers could even improve your customer support, overall sales performance, and business operations in general. With additional included functions like the ability to split checks, real time inventory tracking, inventory management and even data management software, a POS platform has plenty of benefits. Many systems also have CRM (Customer Relationship Management) software and hardware to help manage customer relationships with ease.

Maintaining simplicity is required for getting repeat business from your customers. They’ll come back more often if they know that making payments is easy and simple through your POS system. If you can maintain a required level of simplicity, you should have no problem getting customers to come back more often.

Your POS system should help make both your life, as a restaurant owner or manager, and the lives of your employees just a little bit simpler. Some POS platforms can even help you efficiently maintain and run your social media accounts. 

Choose a reliable POS system that can be easily learned and, if some employees need training on it, accommodates to their needs. Any employee will appreciate having a fast, casual and efficient training module to learn how to use their new POS platform.

Many restaurants will create loyalty programs that offers rewards for going to their establishment. Many restaurant POS systems can help to maintain practices like these. From using the software to sign customers up for the list or loyalty program, to accepting some sort of reward card or number, your POS system should be able to benefit you.

Establishing a loyalty program is a key ingredient of customer management. You can track frequent orders made by each customer on the program’s list and use the data gained from reporting and analytics to appeal to them later on.

Dual Payments offers you the necessary processing tools and management features upon switching processors. Many credit card processors charge a card processing up-charge to their merchants. We, however, don’t charge it to the merchant, but to the customer.

Additional POS Tools

A mobile Point of Sale system could be useful for mobile restaurants food trucks. This allows them to travel to multiple locations on a daily basis, as long as they can access servers. Mobile Point-of-Sale lets mobile devices and tablets, like iPads, accept payment from any location. Shopkeep is a popular iPad POS company, but have high fees for their clients, as do most iPad POS companies.

Using tablet-based POS is a very convenient choice for many stores through a POS app or an actual POS terminal. Most mobile point of sale options will include automatic backup features in case the device shuts off or disconnects from its online network or servers.

Finding the right POS system for your business will largely depend on your business size. For example, many businesses like small pizza or coffee shops have turned to processors like Toast POS, Upserve POS, Clover and Square. They do this because those processors flourish with smaller purchases and smaller purchase amounts. Business sizes usually affect the type of POS that a business will choose. 

However, many restaurants and bars with heavy processing amounts decide to go with a full-service POS station because of the increased number of purchases.

If your restaurant or bar is deciding between a couple of different POS systems on the market, consider how many purchases your process a month and how much free time you find yourself having while on the job. If you would like to save time so you can labor in other areas throughout the day, you might consider a POS system that has more advanced management tools and features.

Often, the POS features that a system has can be customized to your preferences. You’ll be able to control and tailor your system to your exact preferences.

Want a point-of-sale system with accounting software similar to what is available with Quickbooks? Maybe a system that can help you manage reservations? Or what about one with a kitchen display and digital menu layout? It all depends on preference. 

Before you settle on a point-of-sale system, we recommend that you compare quotes and search for a review or two to give you the best experience possible. Some processors might even offer a trial or a demo so you can test the system before committing.

Differences in POS Systems

Some payment processors offer modern cloud based POS services, which basically takes away the POS server and moves the traffic from each transaction to a different gateway. Cloud based POS is convenient for businesses in the food service industry that are often on-the-go, like food trucks.

Next, you might be wondering what the difference is between restaurant POS systems and retail POS systems. While a retail terminal could be used to process a restaurant’s sales, it is not recommended because of a couple reasons. 

First, most systems in the retail industry will process purchases made by consumers immediately after. This would not be advised for a restaurant because of how frequent tipping is. If the whole payment went through right away, there would need to be a second transaction made to put the tip through.

Second, restaurant POS systems are almost always able to handle payment for orders made online or tableside. This is especially useful for establishments that allow carry-out and delivery orders that are almost always made online or over the phone. Without a means to accept payment online for these types of orders, it can further complicate the payment accepting process.

The Bottom Line

Ultimately, choosing a POS system will come down to preference. Your restaurant may view a high tech POS system as more useful. Or, maybe a simple mobile POS platform is right for your business. Whichever you think will provide the best experience for your restaurant, we at Dual Payments can help your restaurant process payments at no cost to you. How great does that sound?

Hotels, full-service restaurants, cafes and more all trust us to process their transactions with no costs attached to you, the business owner. If your bar or restaurant is looking to streamline costs, what could be better than a reliable processor that doesn’t charge the business owner?

A Complete Restaurant POS System That’s Easy To Use:

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POS Capabilities

POS terminals are much more than just card readers that accept credit cards and debit cards. They can help determine processing volume, help with restaurant stock control and track inventory, while keeping track of recurring billing transactions for all types and sizes of businesses.

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Lowest Swipe Fee

Many other POS for restaurants feature much higher swipe chargers. We keep our per swipe processing charges low because we feel that a merchant account that can keep more revenue will be able to grow their business faster.

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Easy Setup

Set up your new Restaurant Management POS System and start to accept payments in the time it takes you to brew a cup of coffee. Print or email receipts to your customers upon checkout for strong customer service.

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Versatility

Dual Payments Restaurant POS System solution allows you to access and control your business data from any internet enabled Android tablet or device. No matter if you’re on the beach or out to lunch, you can manage your operations through mobile credit card processing, a mobile app or a mobile POS platform.

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Gift Card Management

Every Dual Payments Restaurant Management System enables your business to use and accept gift cards. With this added convenience, you can add to your cash flow faster while encouraging brand loyalty.

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Table Management

Make it easy on your servers with easy to read color coded table status. Identify seat positions as well as recognize orders for takeout and delivery with ease.

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Truly Customizable

POS terminals are much more than just card readers that accept credit cards and debit cards. They can help determine processing volume, help with restaurant stock control and track inventory, while keeping track of recurring billing transactions for all types and sizes of businesses.

customer support

Help & Support

If you are a new business owner, we at Dual Payments know that you have many business decisions that you're required to make. You have to create an online store or shop, build a cost plan, obtain business loans from financial institutions, and search for a POS provider that you can trust. We want to provide help and even tips and insights so that you can conquer those business decisions with ease.

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You may qualify for a free POS system for restaurants!

Click here to find out if you qualify for a free system.

Features of our Secure Restaurant POS System

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“Fire” Option To Kitchen

With Dual Payments’s Restaurant POS solution and a compatible kitchen receipt printer, you get a POS solution that puts your servers and your kitchen in better sync than ever before. Orders are made exactly on time and your guests get incredible service that turns them into repeat business! Plus, we provide set up and troubleshooting assistance to get you started and help you learn how to get the most out of your new printer.

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Unlimited Number of Items

Many other POS systems for restaurants and bars can hold your operations back with limitations. With Dual Payments’s POS terminal, the sky is the limit. Be ready for whatever comes at you with the ability to feature an unlimited number of items or SKU's. We believe that your new Restaurant POS hardware should be ready for your business today, and be able to grow with you as your company grows.

Some restaurant POS hardware includes back of house features that help with dining menu management, employee management, reservation management, payroll tracking, staff management, and inventory management. Many are additionally compatible with kitchen display systems and kiosks.

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Complete Back Office

Dual Payments’s POS Restaurant software platform can include an entire modern back office suite with maintenance, reports and charts. The built-in software features include business intelligence, which can help you track sales by department, product and item sales by date, hour, and clerk, as well as all credit transaction details, customer data, sales data and even X/Z register reporting integration. Some will even include a cash register or cash drawer. With so many robust, key features and capabilities, it allows you to control and customize your restaurant business with ease. Additionally, whenever it’s not in use, there is the choice of putting it in offline mode to conserve power.

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Email or Print Receipts

In Dual Payments's experience, customers enjoy having options at all times. It makes them happy. Many customers still like to get a paper copy, while others would rather go paperless and receive it in an email. With Dual Payments’s management solutions for restaurants, both options are available to the customer. POS programs are compatible with receipt printers, so just hook one up and provide your customers that choice. Giving consumers choices, like between a paper receipt or one through email, is a key ingredient in growing your restaurant and shows your customers that you care about their preferences.

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Example of High Risk Merchants

  • 1-900 Phone companies – If you’re the type of company that charges people to have a chat on the phone, you’ll be considered high risk.
  • Adult Bookstores – Clearly a part of the adult entertainment industry, and an easy mark for the high risk tag.
  • Adult Entertainment – Any business labeled with the “adult” descriptor will automatically be assigned a high risk status.
  • Adult Toys – As “adult” is in the name, it’s an easy target for association with the adult entertainment market.
  • Airline Industry – Due to cancellations on high ticket purchases, this will put your airline company in the high risk category
  • Amazon Stores – By having a high rate of return, Amazon stores are seen as high risk.
  • Ammo Sales – Association with the weapons industry guarantees high risk status.
  • Annual Contracts – Any time an annual contract is involved it can be considered highrisk because most consumers forget they signed up and chance of chargeback can be high.
  • Antiques – With a high average ticket per item, antiques are considered a risky merchant type.
  • Astrology – The study of the celestial bodies and the influence on human affairs can be a chargeback target if customers feel like they aren’t getting the answers they want.
  • Auctions – Because of the nature of bidding on a product and not having a set price the risk level goes up.
  • Autographed Collectables – There is almost always a question as to whether an autograph is authentic, and therefore chargebacks are much higher in this industry.
  • Automotive Brokers – Brokers of automobiles have a very high average ticket are are therefore of higher risk.
  • Bankruptcy Attorneys – Since the people who are working with bankruptcy attorneys are usually in financial trouble, the odds that a payment would be charged back is higher.
  • Betting Services – In many states betting is illegal but for the legal states betting with a credit card has huge chargeback implications.
  • Brokering – When a third party is involved with selling a product the risk level goes up ten fold.
  • Business Loans (Merchant Cash Advances) – Loaning money is always risky, but with business loans and startup lending, high risk is present by the nature of the business.
  • Casino – Just like a betting service, if a customer gambles with their credit card the chargeback rate sky rockets.
  • CBD Products – CBD itself poses high chargebacks because of the legitimacy of the product and the health benefits promised.
  • CBD E commerce – CBD E Commerce has twice the charge back of retail CBD because many consumers don’t feel like the product they receive gives them the benefits promised.
  • Check Cashing (Check Processing) – The level of fraud in check cashing and cash advances is what gives this industry a higher risk consideration.
  • Cigarettes – With higher levels of risk for theft and criminal activity, cigarette sales are deemed high risk.
  • Collection Agencies (Collection Agency) – Many banks see collections as an unsustainable business model that is many times unreliable.
  • Collectible Coins – A higher level of chargeback in this industry gives it a high risk tag.
  • Collectible Currency – Due to the level of inauthentic collectibles, the risk of chargebacks are much higher with collectibles.
  • Copyrighted eBooks – When someone sells something copyrighted without permission many legal issues can arise.
  • Coupon Programs – With many coupon programs the coupons expire and once they expire the consumer wants the money back they spend.
  • Credit Counseling – Due to their clients usually being in financial problems, this industry is fraught with non-payment and fraud.
  • Credit Protection – Most people that need credit protection are bad with money so chargebacks abound.
  • Credit Repair – If a consumer needs credit repair then chances are they are a high risk for chargebacks.
  • Currency Sales – Many businesses that exchange currency do it at incorrect rates hence more chargebacks.
  • Dating Services – Dating is a volatile industry, and is also lumped in with the adult entertainment industry, making it a high risk account.
  • Debt Collection Services – As the collection of debt isn’t always possible, this industry retains the tag of risky.
  • Debt Consolidation Services (Debt Consolidators) – Consolidating debt is a challenging business and as debt is usually the problem, it’s seen as unsecure from a payment perspective.
  • Debt Repair Services – Since the clients of debt repair services are usually having financial challenges, it makes this industry seem a higher risk.
  • Discount Health Programs – Many people don’t feel they are really getting a discount so they try to get their money back and if they don’t the chargebacks sky rocket.
  • Discount Medical Care Programs – Just like the discount health programs if they don’t save the consumer wants their money back.
  • Drug Paraphernalia – Anything that is associated with the drug trade is considered high risk. Offshore merchant accounts are commonly used for this type of business.
  • E Commerce – As the source of the payment is unverifiable at the point of sale, any transaction without the card present has a higher risk of credit card fraud.
  • Ebay Stores – Many people sell items that aren’t as described so chargebacks can be an issue.
  • Electronic cigarettes – much like traditional cigarettes, e-cigarette sales are also deemed high risk.
  • Electronics – This industry has a much higher ticket compared with many other businesses. A chargeback for a $3,000 tv or two and your account can be in jeopardy rather quickly.
  • Escort Services – This is deemed a part of the adult entertainment industry and therefore needs a high risk merchant account and payment solution.
  • Event Ticket Brokers – If a customer buys a ticket and doesn’t use it they feel like they can charge the transaction back.
  • Extended Warranty Companies – Warranties are rarely used so people try to charge back the money that has been spent paying for them.
  • Federal Firearms License Dealers – Any organization associated with guns or firearms is automatically considered in this category.
  • Fantasy Sports Websites – Just like gambling, if a person starts to lose too often they try and charge back the transaction.
  • Finance Brokers – The entire financing industry is risky. By simply extending credit to other individuals, this business is betting that a majority of them will actually pay what they say they will.
  • Financial Advising/Consulting – The high risk tag on financial advisors isn’t about the advisors or their firm. It’s about the clientele and their current circumstances.
  • Financial Loan Modification Services – Due to a clientele in financial struggles, the high risk term is applied to any payments in this industry.
  • Financial Planning – Anything that includes risk for the consumer can have consumer implications with chargebacks.
  • Financial Strategy – Another risk and reward category, if money is lost, consumers try charging back making this a high risk industry.
  • Fortune Tellers – When a person doesn’t hear what they want to hear, or what is told doesn’t happen, the fortune teller can receive huge chargebacks.
  • Furniture Sellers – High risk only when its custom furniture.
  • Gambling – If money is lost the chargebacks rise.
  • Gaming – Chargeback levels skyrocket when consumers don’t win.
  • Get Rich Quick Programs – It’s rather common in this industry for an individual to purchase the training and then chargeback their purchase saying it didn’t deliver on what was promised.
  • Google Stores – With a high rate of return on their items, Google stores are considered high risk.
  • Gun Sales (Firearm Sales) – The gun and projectile industry is automatically associated with high risk credit card processing.
  • High Average Ticket Sales – With any high average ticket, just a couple of chargebacks can mean a massive shift in how risky the account is deemed by the processor.
  • Home/Vacation Rentals – Many issues with chargebacks can take place if the consumer decides not to travel.
  • Horoscopes – Many people believe this is hocum so will chargeback transactions.
  • How To Programs – A common practice in this industry is to purchase the program and charge it back with the description that it didn’t deliver what it promised.
  • Hypnotists – Many merchants will charge back these transactions if results they hoped for were not met.
  • Import/Export Business – Another example of taking goods over country borders which automatically brings in additional risk to any processing account.
  • Indirect Financial Consulting – When using a third party to consult, the high risk status gives the processor fraud protection.
  • International Cargo – Any time you introduce a multi-country element to credit card processing, the ability for fraud to be introduced skyrockets.
  • International Merchants operating in the US – Since the merchant isn’t operating from the United States, there are many unknowns about what is happening on the other side of their business, thus increasing the risk.
  • International Shipping – Transporting goods between countries is risky and introduces all sorts of elements to the financial stability of any transaction.
  • Investment Books – consumers get upset if the investor isn’t right which can lead to chargebacks.
  • Investment Firms – As investments are never a “sure thing” this is considered a risky industry for having a merchant account.
  • Investment Strategy – Anything with future promises can lead to chargeback.
  • Knife Sales – weapons of any kind are automatically given high risk status.
  • Kratom E Commerce – Accepting payments online is high risk, and Kratom is a substance in the health and wellness industry, which is also considered high risk.
  • Life Coaching – With no tangible goods involved in the transaction, life coaching is considered high risk.
  • Lingerie Businesses – Associated with the adult entertainment industry, chargebacks abound.
  • Lotteries – In most states you can buy lottery tickets with a credit card but if you’re allowed to and the ticket is not a winner, consumers try to chargeback the transactions.
  • Magazine Sales – Many magazine sales are recurring subscriptions, which can have issues with chargebacks.
  • Magazine Subscriptions – Same as magazine sales chargebacks can be huge when a recurring subscription happens. (often referred to as recurring billing.)
  • Mail Order Companies – When something is ordered through the mail chargeback risk can go up.
  • Marijuana Dispensaries – As marijuana isn’t a legal substance in every state, this is considered high risk due to the legality of the product. Cannabis credit card processing is available through Shift Processing.
  • Matchmaking Services – Another branch of the dating tree, and often associated with the adult entertainment industry.
  • Medical Devices – If a medical device doesn’t do what’s promised the purchaser may chargeback the transaction.
  • Membership Organizations – This is another instance of where the transactions don’t have any tangible product and are easily charged back to the merchant account.
  • Merchants on the MATCH list – If you are a merchant who has been reported to the MATCH list (Member Alert to Control High Risk Merchants) or the TMF (Terminated Merchant File) you are given high risk status.
  • Merchants with Poor Credit – Merchant accounts are given based on the credit score of the business owner. It’s assumed that the business owner is going to be making the financial decisions for the business, and a poor credit score reflects on the viability of any business transactions.
  • Modeling Agencies – At many agencies models are promised the world and it doesn’t happen. The consumer then wants their money back.
  • Movie Downloads – Transference of a digital product is considered of higher risk. Also, rarely is a physical card present at time of purchase.
  • Multilevel Marketing Sales – Often associated with pyramid schemes, MLM sales are considered a risky business.
  • Music Downloads – Purchasing any digital product is considered to be of higher risk than a physical transaction. Most of the time the card is not present in a digital transaction using a shopping cart.
  • Not A US Citizen Doing Business In The US – It’s possible to get a merchant account without a US social security number, but not having a SSN will increase the risk the processor will have in issuing a merchant account for your business.
  • Online Adult Membership Sites – If you’re running a website that is adult themed and requires payment for access, this is a highly volatile account and definitely high risk.
  • Offshore Corporations (Offshore Merchants) – The international element is what gives the high risk tag when looking for domestic merchant accounts.
  • Online Gambling (Online Gaming) – Without a card being present and gambling as the activity, there are two reasons why this would be on this list. Online payment alone is risky even without the gambling element.
  • Overseas Exporting Services – The introduction of the international element is what gains access to this list.
  • Pawn Shops – There’s a general stigma that goes along with pawn shops, and it’s reflected in their assignment to the high risk processors list.
  • Penny Auction Sites – Even though the customers are usually bidding at only a penny more per bid, users will commonly charge back the transaction when they don’t win.
  • Pepper Spray – Considered a type of weapon, pepper spray vendors are considered risky.
  • Points Programs – Points programs that cost money can cause chargeback issues if points are not used.
  • Pornographic Merchants – If you’re a part of the adult entertainment industry in any way, you’re considered high risk.
  • Precious Metals – Counterfeit metals can be a problem in this industry, making it more risky to accept payments for.
  • Prepaid Calling Cards – Anything prepaid that a consumer may not use increases chargeback issues.
  • Prepaid Debit Cards – When they expire or are lost consumers want their money back.
  • Psychic Services – “Honey, did you visit a psychic? No babe, I don’t remember visiting a psychic.” I’ll just reverse that charge then.
  • Real Estate – A common target for scams and identity theft is how real estate makes this list.
  • Replica Products (Watches, Handbags, Wallets, Sunglasses, Etc…) – As the product being sold isn’t authentic to the original manufacturer, the percentage of requests for refund is much higher than a traditional merchant.
  • Rewards Programs – If rewards are not spent, the consumer wants the money back.
  • Self-Defense – Since the payment provided is for instruction and not a physical product, the self-defense industry makes this list.
  • Self-Hypnosis Services – Yet another instance where the goods being transferred are of a service and not a physical product.
  • SEO Services – With a high rate of request for refund, SEO agencies make this list.
  • Social Networking Sites – Just like a dating site, if a consumer does not get what they want from it, they always like to chargeback.
  • Software Downloads – The software industry makes their way on to this list because of the digital nature of the goods being sold.
  • Sports Forecasting – An example of paying for information and not for a product, and usually not in person where the card would be present for the transaction.
  • Startups – Every startup is considered risky, and the percentage of startups that make it is quite small compared to the number that fail.
  • Student Loans – With the cost of a college education continually on the rise, so is the percentage of loans that default and never receive payment.
  • Strip Clubs – Associated with the adult entertainment industry gains the strip club access to this list.
  • Stun Gun Sales – considered a type of weapon, which makes it a high risk merchant.
  • Supplement Sales – The request for refund in this industry is quite high due to the nature of the product.
  • Sweepstakes – “Hey, I entered a sweepstake and I didn’t win. I’d like my money back please.”
  • Talent Agencies – “I paid thousands of dollars for headshots and glamorous outfits and I haven’t gotten any paid gigs. Pay me back my money please.”
  • Telemarketing Services – Telemarketing services many times do not have the results the purchaser would like to see, so the services are charged back.
  • Telephone Order Sales – Anything ordered over the phone has a increased risk of chargeback.
  • Timeshare Companies – When timeshares aren’t used, people want their money back.
  • Travel Agencies – If trips are not taken, consumers would like their funds returned.
  • Travel Clubs – Many travel club discounts aren’t what they were promised, increasing risk for chargebacks.
  • Vacation Rental Brokers – Third party brokers on prepaid vacation can have issues when customers cancel their trips.
  • Vape Shops – The level of criminal activity and theft is higher with vape shop merchants and therefore carries a high risk label.
  • Vitamin Sales – If the vitamins don’t provide the results the merchant would like to see they chargeback the transactions.
  • Web Designer – Because this service is prone to chargebacks, it has been classified as high risk.
  • Weight Loss – Considered risky because the results aren’t really up to the company, but rather the individual has to stick to the plan to get results, often resulting in chargebacks.
  • Yahoo Stores – Since the goods sold through Yahoo can easily be returned, they are considered a risky merchant.

Turn Your Residuals into Immediate Cash Today

Selling your residuals doesn’t impact your merchants—they’ll keep processing happily. So, if you need extra funds, explore a credit card residual buyout. It’s fast, easy, and a smart move for your financial game plan.