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Features of Our POS


Accept Payment Methods

The free point of sale (POS) system that you can get from Dual Payments will give your business the freedom to accept both cash and credit card purchases.

Our free POS system can accept major credit card brands. From Mastercard and Visa to Discover, you’ll be able to accept payments from major types of credit cards. Some of the main problems with other POS solutions is the inability to accept the major card brands. With this POS system, you won’t encounter that problem.

cheque 2

Print Receipts

This free point of sale system has the capability to connect with receipt printers to give your customer a copy of their receipt after a purchase has been made. With this capability, you won’t need a third party piece of equipment to send purchases to and then send that to a printer.

Instead, it can all be sent directly from your POS system to your printer quickly and securely, as long as there is an established internet connection present. Additionally, there is the option of ditching the paper altogether and sending a digital receipt.


Manage Inventory

Having POS software with an advanced inventory tracking system enabled for you is a huge advantage. It will give you one less thing to worry about as a business owner.

This business management system can give you specific statistics on the inventory that you currently have in stock, as well as the sales reports & sales analytics and the number of sales on each item.

Inventory software can provide some of the most useful information necessary to you. Having the real time status of your inventory all in one place with the option to export it to other folders or files, is a useful feature that can simplify the inventory management process even more.

users meeting

Manage Customers

Your POS system will be able to manage your customers through data about their preferences and past purchases. With this customer data, you can learn how to approach each customer and be able to improve customer relations by offering them products that are relevant to what they want based on previous purchases.

This software also helps you keep track of customers through loyalty programs that you might offer. Having a customer loyalty program will significantly help you with customer relationships, as you can personally contact them with exclusive offers, or even send them a discount and happy birthday message on their special day of the year.

Why You Need A POS System

Need To Process Credit Cards

A business that solely accepts cash will miss out on hundreds to thousands of dollars by not accepting credit cards, plain and simple. As cash payments continue to decrease and credit card payments continue to increase, don’t fall behind.

In order for a business to thrive and grow to its potential, it must be able to accept the most popular form of payment out there, which is what our credit card POS systems will help you do.

Dual Payments POS system-1

Helps Manage Business

From customer management and employee management to inventory management, your POS system will be able to actually help you run your business. With these features, you will be able to stay organized and approach your customers in the best way possible. 

With employee management software, you will be able to simply and easily manage schedules, keep track of time stamps and even communicate with employees. It is a very useful software that can help make running and managing your business easier. 

The built in management software provided by Shift’s free POS system makes it easier than ever before to manage your business from your very own terminal.

Get a free POS system from Dual Payments!

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How To Know Which POS To Get

What is the Best POS system?

The best POS machine and best POS software are the ones that are free. Most free POS systems can do all the basics that the more expensive POS systems do. Expensive POS systems can come with a few extra features, like accounting software, but that’s about all you’ll get extra by deciding to pay for a POS system. Even with equipment financing, the paid versions of those POS systems can get very pricey. So, how do you know which free POS software is the best?

Which Free POS Software is Best?

The best free POS software, because the systems themselves are largely the same, is the one that is connected to the best payment processor. 

The fees charged by the payment processor is where things can get very pricey for you. A cheap POS system or a free POS system won’t mean a whole lot if it’s attached to an expensive payment processor.

What is the Cheapest POS System?

The cheapest POS system, then, is a free POS system that is attached to the best cheapest processor. Many payment processing companies will try to lure you in with promises of a free point of sale system, hoping that you won’t notice how expensive their monthly fees and transaction fees are.

Why You Need A POS System

You'll Be Put First

With the great customer service provided by Dual Payments, you can be sure that you will be put first as the customer. Without our customers, we would have no business. 

We acknowledge that, and our dedication to our customers can be seen in how we treat them. We won’t raise your processing rates and we will keep them the same for as long as you continue to process with us.

shop owner

Great Rates

Dual Payments’s rates are altogether unbeatable. In addition to options like zero fee processing and a cash discount program, our fees are lower than the competition across the board . 

Small and startup businesses love us because the low fees allow them to grow quicker than if they were using another payment processing option like PayPal or Square’s POS. They love that our POS software for small business is the same as our software for medium to large business types, so they feel that they are being treated just as a bigger client would be treated.

Our POS system works great with businesses of all sizes. Our software for small business owners will provide a needed way to aid management, while being cost effective and allowing the business to grow.

Additionally, we work on a month to month basis, so you won’t need to sign some long and confusing contract. Instead, you’ll be with us on a monthly basis and, even better, there is no cancellation fee if you decide to process credit card payments with someone else. There’s nothing to lose!

Brick and Mortar

Dual Payments can provide you with a way to process credit cards through a brick and mortar payments solution. Our free point of sale system with credit card processing can transform a tablet into a payment processor and cash register. If you have an iPad, for example, the POS system can act as an iPad POS software and turn your iPad into a POS system.

While there are other ways to give your business a brick and mortar payment processing solution, like a physical credit card terminal, a free point of sale system from Dual Payments can turn a product that you may already have into a POS credit card processing system.

Dual Payments POS system-4

Retail and restaurant POS software

Dual Payments’s credit card POS system works great for all types of businesses, including restaurants and retail stores. The POS system will help with restaurant management, similar to how it helps with inventory and customer management.

From a quick service restaurant to a fine dining establishment, your free POS software will do the job of processing credit cards, while also providing restaurant management.

Retail POS tends to be the more standard version of POS. Its main features include being able to issue refunds, inventory management and customer management. Through these features, you can get an insightful overview of your business as a whole.

High Risk Businesses

With plenty of experience processing for businesses that some processors may deem as high risk, your business can trust Shift to process for your high risk business. 

Many times, it can be tough to find a processor that is willing to take on high risk businesses. A liquor store, for example, would be deemed to be high risk retail business. 

They may find it hard to find a liquor store point of sale system because not many processors want to take the risk of something going wrong and them losing money off that account.

Many bars will even run into this issue. It’s tough for them to find bar POS options available to them because a person’s bar tab can remain open for a long time and sometimes even go unpaid.

While other processors may hold your funds or cancel your merchant account altogether, Shift has the experience that you want out of a high risk credit card processor.

high risk liquor store

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Alternative POS Options

mobile cart


Dual Payments offers an eCommerce platform if you decide that you want to take your business online. If you already have an online store through an existing eCommerce option, like PayPal, but you are processing more than $3,000 per month in credit card purchases, you may need to contact an actual processor that can offer better rates than something like a PayPal account.

If you want an eCommerce platform, you may need shopping cart software as well. Shopping cart software allows your customers to select individual products and then purchase them on a web browser. Most eCommerce providers will have this software built into their eCommerce product.

mobile banking

Mobile POS

A mobile point of sale is a good option for smaller businesses or businesses on the go. It can essentially turn a mobile device into a cash register. For example, a food truck would find great use out of mobile point of sale, as they don’t have a concrete brick and mortar store and cover multiple locations.

Some that want to process purchases on their mobile devices might prefer to use a mobile POS app. However, many times those apps can have high convenience fees or give off a less professional vibe to customers.

The Bottom Line

You shouldn’t be wasting your hard earned money on expensive equipment or locked into a long-term contract. Many business owners contact us looking to lower their fees and take advantage of our POS system and free POS software for small businesses.

Getting a free point of sale system from Dual Payments has the potential to completely transform your business. No longer will you be dealing with expensive POS software and hardware or confusing, long term processing contracts. Instead, you’ll receive free POS equipment capable of processing all of your payments, from cash to credit cards, on a secure payment gateway.

POS systems are far more than just credit card readers. Depending on the POS hardware requirements of your system, it is capable of many different add ons that are all designed to help you manage your business.

Your customers will love how convenient it is to be able to use a credit card at your business and not have to carry cash all over the place. You’ll love the free system that you will receive, the very low fees that you will pay to accept payments, and great customer support. Let Dual Payments’s Zero Fee processing, free point of sale system and free POS software free you up to focus on growing your business. When you win, we win!

You can’t go wrong with Dual Payments. Receiving a free point of sale system and working on month to month contracts will keep your business’ credit card processing fees lower than ever before. You’re ready to get started and claim your free point of sale system today, click the “Get Started” button to learn about our free plan.

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Example of High Risk Merchants

  • 1-900 Phone companies – If you’re the type of company that charges people to have a chat on the phone, you’ll be considered high risk.
  • Adult Bookstores – Clearly a part of the adult entertainment industry, and an easy mark for the high risk tag.
  • Adult Entertainment – Any business labeled with the “adult” descriptor will automatically be assigned a high risk status.
  • Adult Toys – As “adult” is in the name, it’s an easy target for association with the adult entertainment market.
  • Airline Industry – Due to cancellations on high ticket purchases, this will put your airline company in the high risk category
  • Amazon Stores – By having a high rate of return, Amazon stores are seen as high risk.
  • Ammo Sales – Association with the weapons industry guarantees high risk status.
  • Annual Contracts – Any time an annual contract is involved it can be considered highrisk because most consumers forget they signed up and chance of chargeback can be high.
  • Antiques – With a high average ticket per item, antiques are considered a risky merchant type.
  • Astrology – The study of the celestial bodies and the influence on human affairs can be a chargeback target if customers feel like they aren’t getting the answers they want.
  • Auctions – Because of the nature of bidding on a product and not having a set price the risk level goes up.
  • Autographed Collectables – There is almost always a question as to whether an autograph is authentic, and therefore chargebacks are much higher in this industry.
  • Automotive Brokers – Brokers of automobiles have a very high average ticket are are therefore of higher risk.
  • Bankruptcy Attorneys – Since the people who are working with bankruptcy attorneys are usually in financial trouble, the odds that a payment would be charged back is higher.
  • Betting Services – In many states betting is illegal but for the legal states betting with a credit card has huge chargeback implications.
  • Brokering – When a third party is involved with selling a product the risk level goes up ten fold.
  • Business Loans (Merchant Cash Advances) – Loaning money is always risky, but with business loans and startup lending, high risk is present by the nature of the business.
  • Casino – Just like a betting service, if a customer gambles with their credit card the chargeback rate sky rockets.
  • CBD Products – CBD itself poses high chargebacks because of the legitimacy of the product and the health benefits promised.
  • CBD E commerce – CBD E Commerce has twice the charge back of retail CBD because many consumers don’t feel like the product they receive gives them the benefits promised.
  • Check Cashing (Check Processing) – The level of fraud in check cashing and cash advances is what gives this industry a higher risk consideration.
  • Cigarettes – With higher levels of risk for theft and criminal activity, cigarette sales are deemed high risk.
  • Collection Agencies (Collection Agency) – Many banks see collections as an unsustainable business model that is many times unreliable.
  • Collectible Coins – A higher level of chargeback in this industry gives it a high risk tag.
  • Collectible Currency – Due to the level of inauthentic collectibles, the risk of chargebacks are much higher with collectibles.
  • Copyrighted eBooks – When someone sells something copyrighted without permission many legal issues can arise.
  • Coupon Programs – With many coupon programs the coupons expire and once they expire the consumer wants the money back they spend.
  • Credit Counseling – Due to their clients usually being in financial problems, this industry is fraught with non-payment and fraud.
  • Credit Protection – Most people that need credit protection are bad with money so chargebacks abound.
  • Credit Repair – If a consumer needs credit repair then chances are they are a high risk for chargebacks.
  • Currency Sales – Many businesses that exchange currency do it at incorrect rates hence more chargebacks.
  • Dating Services – Dating is a volatile industry, and is also lumped in with the adult entertainment industry, making it a high risk account.
  • Debt Collection Services – As the collection of debt isn’t always possible, this industry retains the tag of risky.
  • Debt Consolidation Services (Debt Consolidators) – Consolidating debt is a challenging business and as debt is usually the problem, it’s seen as unsecure from a payment perspective.
  • Debt Repair Services – Since the clients of debt repair services are usually having financial challenges, it makes this industry seem a higher risk.
  • Discount Health Programs – Many people don’t feel they are really getting a discount so they try to get their money back and if they don’t the chargebacks sky rocket.
  • Discount Medical Care Programs – Just like the discount health programs if they don’t save the consumer wants their money back.
  • Drug Paraphernalia – Anything that is associated with the drug trade is considered high risk. Offshore merchant accounts are commonly used for this type of business.
  • E Commerce – As the source of the payment is unverifiable at the point of sale, any transaction without the card present has a higher risk of credit card fraud.
  • Ebay Stores – Many people sell items that aren’t as described so chargebacks can be an issue.
  • Electronic cigarettes – much like traditional cigarettes, e-cigarette sales are also deemed high risk.
  • Electronics – This industry has a much higher ticket compared with many other businesses. A chargeback for a $3,000 tv or two and your account can be in jeopardy rather quickly.
  • Escort Services – This is deemed a part of the adult entertainment industry and therefore needs a high risk merchant account and payment solution.
  • Event Ticket Brokers – If a customer buys a ticket and doesn’t use it they feel like they can charge the transaction back.
  • Extended Warranty Companies – Warranties are rarely used so people try to charge back the money that has been spent paying for them.
  • Federal Firearms License Dealers – Any organization associated with guns or firearms is automatically considered in this category.
  • Fantasy Sports Websites – Just like gambling, if a person starts to lose too often they try and charge back the transaction.
  • Finance Brokers – The entire financing industry is risky. By simply extending credit to other individuals, this business is betting that a majority of them will actually pay what they say they will.
  • Financial Advising/Consulting – The high risk tag on financial advisors isn’t about the advisors or their firm. It’s about the clientele and their current circumstances.
  • Financial Loan Modification Services – Due to a clientele in financial struggles, the high risk term is applied to any payments in this industry.
  • Financial Planning – Anything that includes risk for the consumer can have consumer implications with chargebacks.
  • Financial Strategy – Another risk and reward category, if money is lost, consumers try charging back making this a high risk industry.
  • Fortune Tellers – When a person doesn’t hear what they want to hear, or what is told doesn’t happen, the fortune teller can receive huge chargebacks.
  • Furniture Sellers – High risk only when its custom furniture.
  • Gambling – If money is lost the chargebacks rise.
  • Gaming – Chargeback levels skyrocket when consumers don’t win.
  • Get Rich Quick Programs – It’s rather common in this industry for an individual to purchase the training and then chargeback their purchase saying it didn’t deliver on what was promised.
  • Google Stores – With a high rate of return on their items, Google stores are considered high risk.
  • Gun Sales (Firearm Sales) – The gun and projectile industry is automatically associated with high risk credit card processing.
  • High Average Ticket Sales – With any high average ticket, just a couple of chargebacks can mean a massive shift in how risky the account is deemed by the processor.
  • Home/Vacation Rentals – Many issues with chargebacks can take place if the consumer decides not to travel.
  • Horoscopes – Many people believe this is hocum so will chargeback transactions.
  • How To Programs – A common practice in this industry is to purchase the program and charge it back with the description that it didn’t deliver what it promised.
  • Hypnotists – Many merchants will charge back these transactions if results they hoped for were not met.
  • Import/Export Business – Another example of taking goods over country borders which automatically brings in additional risk to any processing account.
  • Indirect Financial Consulting – When using a third party to consult, the high risk status gives the processor fraud protection.
  • International Cargo – Any time you introduce a multi-country element to credit card processing, the ability for fraud to be introduced skyrockets.
  • International Merchants operating in the US – Since the merchant isn’t operating from the United States, there are many unknowns about what is happening on the other side of their business, thus increasing the risk.
  • International Shipping – Transporting goods between countries is risky and introduces all sorts of elements to the financial stability of any transaction.
  • Investment Books – consumers get upset if the investor isn’t right which can lead to chargebacks.
  • Investment Firms – As investments are never a “sure thing” this is considered a risky industry for having a merchant account.
  • Investment Strategy – Anything with future promises can lead to chargeback.
  • Knife Sales – weapons of any kind are automatically given high risk status.
  • Kratom E Commerce – Accepting payments online is high risk, and Kratom is a substance in the health and wellness industry, which is also considered high risk.
  • Life Coaching – With no tangible goods involved in the transaction, life coaching is considered high risk.
  • Lingerie Businesses – Associated with the adult entertainment industry, chargebacks abound.
  • Lotteries – In most states you can buy lottery tickets with a credit card but if you’re allowed to and the ticket is not a winner, consumers try to chargeback the transactions.
  • Magazine Sales – Many magazine sales are recurring subscriptions, which can have issues with chargebacks.
  • Magazine Subscriptions – Same as magazine sales chargebacks can be huge when a recurring subscription happens. (often referred to as recurring billing.)
  • Mail Order Companies – When something is ordered through the mail chargeback risk can go up.
  • Marijuana Dispensaries – As marijuana isn’t a legal substance in every state, this is considered high risk due to the legality of the product. Cannabis credit card processing is available through Shift Processing.
  • Matchmaking Services – Another branch of the dating tree, and often associated with the adult entertainment industry.
  • Medical Devices – If a medical device doesn’t do what’s promised the purchaser may chargeback the transaction.
  • Membership Organizations – This is another instance of where the transactions don’t have any tangible product and are easily charged back to the merchant account.
  • Merchants on the MATCH list – If you are a merchant who has been reported to the MATCH list (Member Alert to Control High Risk Merchants) or the TMF (Terminated Merchant File) you are given high risk status.
  • Merchants with Poor Credit – Merchant accounts are given based on the credit score of the business owner. It’s assumed that the business owner is going to be making the financial decisions for the business, and a poor credit score reflects on the viability of any business transactions.
  • Modeling Agencies – At many agencies models are promised the world and it doesn’t happen. The consumer then wants their money back.
  • Movie Downloads – Transference of a digital product is considered of higher risk. Also, rarely is a physical card present at time of purchase.
  • Multilevel Marketing Sales – Often associated with pyramid schemes, MLM sales are considered a risky business.
  • Music Downloads – Purchasing any digital product is considered to be of higher risk than a physical transaction. Most of the time the card is not present in a digital transaction using a shopping cart.
  • Not A US Citizen Doing Business In The US – It’s possible to get a merchant account without a US social security number, but not having a SSN will increase the risk the processor will have in issuing a merchant account for your business.
  • Online Adult Membership Sites – If you’re running a website that is adult themed and requires payment for access, this is a highly volatile account and definitely high risk.
  • Offshore Corporations (Offshore Merchants) – The international element is what gives the high risk tag when looking for domestic merchant accounts.
  • Online Gambling (Online Gaming) – Without a card being present and gambling as the activity, there are two reasons why this would be on this list. Online payment alone is risky even without the gambling element.
  • Overseas Exporting Services – The introduction of the international element is what gains access to this list.
  • Pawn Shops – There’s a general stigma that goes along with pawn shops, and it’s reflected in their assignment to the high risk processors list.
  • Penny Auction Sites – Even though the customers are usually bidding at only a penny more per bid, users will commonly charge back the transaction when they don’t win.
  • Pepper Spray – Considered a type of weapon, pepper spray vendors are considered risky.
  • Points Programs – Points programs that cost money can cause chargeback issues if points are not used.
  • Pornographic Merchants – If you’re a part of the adult entertainment industry in any way, you’re considered high risk.
  • Precious Metals – Counterfeit metals can be a problem in this industry, making it more risky to accept payments for.
  • Prepaid Calling Cards – Anything prepaid that a consumer may not use increases chargeback issues.
  • Prepaid Debit Cards – When they expire or are lost consumers want their money back.
  • Psychic Services – “Honey, did you visit a psychic? No babe, I don’t remember visiting a psychic.” I’ll just reverse that charge then.
  • Real Estate – A common target for scams and identity theft is how real estate makes this list.
  • Replica Products (Watches, Handbags, Wallets, Sunglasses, Etc…) – As the product being sold isn’t authentic to the original manufacturer, the percentage of requests for refund is much higher than a traditional merchant.
  • Rewards Programs – If rewards are not spent, the consumer wants the money back.
  • Self-Defense – Since the payment provided is for instruction and not a physical product, the self-defense industry makes this list.
  • Self-Hypnosis Services – Yet another instance where the goods being transferred are of a service and not a physical product.
  • SEO Services – With a high rate of request for refund, SEO agencies make this list.
  • Social Networking Sites – Just like a dating site, if a consumer does not get what they want from it, they always like to chargeback.
  • Software Downloads – The software industry makes their way on to this list because of the digital nature of the goods being sold.
  • Sports Forecasting – An example of paying for information and not for a product, and usually not in person where the card would be present for the transaction.
  • Startups – Every startup is considered risky, and the percentage of startups that make it is quite small compared to the number that fail.
  • Student Loans – With the cost of a college education continually on the rise, so is the percentage of loans that default and never receive payment.
  • Strip Clubs – Associated with the adult entertainment industry gains the strip club access to this list.
  • Stun Gun Sales – considered a type of weapon, which makes it a high risk merchant.
  • Supplement Sales – The request for refund in this industry is quite high due to the nature of the product.
  • Sweepstakes – “Hey, I entered a sweepstake and I didn’t win. I’d like my money back please.”
  • Talent Agencies – “I paid thousands of dollars for headshots and glamorous outfits and I haven’t gotten any paid gigs. Pay me back my money please.”
  • Telemarketing Services – Telemarketing services many times do not have the results the purchaser would like to see, so the services are charged back.
  • Telephone Order Sales – Anything ordered over the phone has a increased risk of chargeback.
  • Timeshare Companies – When timeshares aren’t used, people want their money back.
  • Travel Agencies – If trips are not taken, consumers would like their funds returned.
  • Travel Clubs – Many travel club discounts aren’t what they were promised, increasing risk for chargebacks.
  • Vacation Rental Brokers – Third party brokers on prepaid vacation can have issues when customers cancel their trips.
  • Vape Shops – The level of criminal activity and theft is higher with vape shop merchants and therefore carries a high risk label.
  • Vitamin Sales – If the vitamins don’t provide the results the merchant would like to see they chargeback the transactions.
  • Web Designer – Because this service is prone to chargebacks, it has been classified as high risk.
  • Weight Loss – Considered risky because the results aren’t really up to the company, but rather the individual has to stick to the plan to get results, often resulting in chargebacks.
  • Yahoo Stores – Since the goods sold through Yahoo can easily be returned, they are considered a risky merchant.

Turn Your Residuals into Immediate Cash Today

Selling your residuals doesn’t impact your merchants—they’ll keep processing happily. So, if you need extra funds, explore a credit card residual buyout. It’s fast, easy, and a smart move for your financial game plan.