Credit Card Processing Careers: The Secret Ingredient to a Better Future

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Credit Card Processing Careers: The Secret Ingredient to a Better Future

Credit Card Processing Careers are a great option for you!

We know your type. You’re working a minimum of 8-5 every day for less money than you’re worth in a job you hate. There’s never enough money to pay the bills, and you feel completely stuck.

And are you tired of business owners that only care about themselves and don’t know anything about employee relationship management?

If you search job openings often, looking for job titles or a job description that intrigues you, or consider yourself to be a job seeker, consider a credit card processing career.

When you search for credit card processing jobs and careers with Dual Payments, you won’t be sitting by your phone waiting for job alerts from your saved jobs to pop up. You’ll hear from us soon after you apply.

You may have never considered credit card processing careers, but you found this post as you’re trying to find a way out of your boring, low paying job, and you’re wondering if there really is a way to make more money AND have the freedom to schedule your own workday.

Luckily, you’re in the right place. In this article, we’re going to show you how you can have a career that makes you the money you want and provides you with the freedom to schedule your own hours.

Are you ready to learn how you can make 5x to 10x more than your current salary? If that sounds impossible to you, keep reading!

How a credit card processing career can change your life

We understand that an unsatisfying career can add to the stresses of your daily life.

If you’re in a career that doesn’t allow you to achieve your desired goals, don’t hesitate to take a look elsewhere. There are lots of equal opportunities out there waiting for you, and we want to help you find them.

With lots of job opportunities from different processors out there, it can get overwhelming.

Signs that a career change could be in your future

You may think the job you have now is the job you’re stuck in for the rest of your life.

A credit card processing career will lower your stress from work

It’s frustrating feeling like you put in so many hours into a job and barely see any return. A tight income can leave you feeling like you have no room to relax or do anything fun. When stress from work starts to leak into your leisure time, you may feel less motivated and excited about reaching your goals.

We know that it can be disheartening to feel like you’re not in charge of your own future. Luckily, the perfect job for you is waiting right around the corner!

It’s time to overcome your fears and find your dream job!

What is a credit card processing career?

When you join a credit card processing company, you’ll have the opportunity to work with a company that provides payments processing services to business.

As a credit card processing sales representative, you’ll connect with businesses who will benefit from your product. You’ll put a friendly face to the company as you provide valuable information and services.

A credit card processing job will make you the friendly face a business

How much money can I make as a credit card processing sales rep?

Even if you feel unfulfilled at your current job, you may feel like it’s a safe place that provides a safety net for you and your family. You may not have the income of your dreams, but at least you have some money in your bank account, right?

A credit card processing career can provide you with more than just a little money. You’ll have the opportunity to establish a residual income that could provide for you and your family for the rest of your life.

The work you put into to a credit card processing career is reflected by the money you earn. Some may be comfortable earning 30k in a calendar year while others who dedicate more time and energy to the field may earn upwards of 200k. Your actions control your salary!

Is credit card processing a safe career path?

Another objection you may have is the stigma surrounding credit card processing. You may believe that credit card processing is a sketchy business, but if you choose a company that treats their customers right, they’re sure to treat you right too. Don’t let a stigma scare you away from finding work with a great company that could lead you to your dream job!

Most card processors will have security policies in place to ensure that their customers’ personal information is not leaked or given out. No matter the credit card program or brand, their purchase should be secure.

Do I have to quit my old job?

Even if you’re unsatisfied with your current job type, you may appreciate the sense of security it provides, like the promise of a stable income and possible benefits like life insurance.

With a credit card processing career, you can schedule your day however you would like.

If you want to schedule your business sales calls around your day job, it’s totally up to you. If you want to quit your current job and sell processing full time, that’s an option as well!

Some of our reps think that a career in credit card processing sales will be similar to being a rep at a national bank or federal credit union.

This is far from the truth, as you will be able to set your own schedule and be independent from those large financial institutions.

Am I qualified for this job?

A lot of people may hesitate to enter a career in sales because they feel unqualified or that they don’t have enough experience.

The truth is, the credit card processing field contains sales executives with years of experience and those who are just starting out.

We’re not expecting you to jump right in and instantly have the sales outputs of a senior credit card analyst or salesperson right away.

Sales jobs can be tough, but very rewarding. Anyone can break into the world of credit card processing!

Credit card processing jobs allow you to connect with customers.

There is no minimum education level required. Your success is based on your determination, and there’s nothing holding you back from reaching all your goals and living the life you always dreamed you’d have.

You now have the tools you need to change your future and enjoy all the benefits of a credit card processing career.

You’ll be much more valuable to your company than if the company used a sales agent program for its sales.

The many benefits of a card processing careers

If you’re unsatisfied with the job you’re in, you should consider a credit card processing career. A great and fulfilling life could be in your future, and we want to help you get there!

There are so many benefits to a job in credit card processing.

You can fast-track your unexciting day job to a career that is truly beneficial. Entering into a credit card processing job is exciting and a good option for you because:

  1. There’s a never-ending pool of customers
  2. You could make 5x-10x your current salary
  3. You can establish an income for life
  4. There is no salary cap
  5. You’ll be the master of your own work schedule

That’s a lot of great reasons to join a credit card processing career, but you should be completely comfortable and sure before switching over. Let’s dive a little deeper into each of the above points.

A never-ending pool of customers

Think about it. Nearly every business that sells a good or service needs to process credit and debit cards.

Customers recognize the convenience of paying with a credit card, and they will often take advantage of the opportunity to gain some of the benefits of it, such as cash back, no fee cash advance or airline miles.

For this reason, customers continue to choose credit cards as a form of payment over cash.

Businesses can’t accept credit cards as a form of payment without POS systems or credit card payment solutions. They need reliable credit card processors and a processing merchant account that will provide them with the best rates and provide them with a reliable service.

That’s where you come in!

With a credit card processing career, you will have the opportunity to take advantage of the growing world of credit card processing by selling the product to the businesses that need it.

Not only are you providing a service for these businesses, but the necessity of credit card processing virtually ensures that you will always be able to find businesses in need of your product.

It’s scary to feel like you have no sense of security, so we hope that the high demand for credit card processing eases your fears of entering into the world of credit card processing careers.

5x-10x your current salary

Not every job gives you the opportunity to capitalize on everything you do, and it can be frustrating to work so hard only to see minimal return.

Credit card processing jobs give you the opportunity to monetize all of your actions, and it won’t be long before you see the fruits of your labor.

Various credit card processing companies may do things slightly differently but for the most part, you can rest assured that you will receive an upfront payment for recruiting a new customer as well a percentage of the interchange fee payment.

The average credit card processing sales professional makes 5x-10x their current paycheck. With that kind of money, you’re sure to have all the resources you need to achieve your goals and have some fun!

Since every business that sells a good or a service requires the ability to process credit cards, you will have endless opportunities to sell this product. The more you sell, the more money you will make!

Credit card processing jobs will make you more money

Income for life

There’s no doubt that you can make a great profit in the world of merchant processing careers.

When you go out and sell the product, you’ll see a quick return of your efforts as payment starts to roll into the bank account of your financial institutions.

But it’s not just the upfront payment when a deal is closed that should excite you. You’ll also be able to establish a residual income for the rest of your life!

Like we said, when you close a deal you’ll typically receive a percentage of the interchange fee. The interchange fee is the largest part of a merchant’s credit card processing fees, and the fee is incurred every time a credit card transaction is processed.

As a result, you get paid for every credit card that is processed! As long as your customer stays with the credit card processing company you represent, you’ll be making that money for the rest of your life!

No salary cap

Many commission-based jobs include a salary cap. Because of this, salesmen and women can only make so much money. But after they reach their cap, not much is left to motivate them to continue their sales.

Credit card processing careers continue to grow with the necessity of credit card processing. When you make the switch over to a credit card processing job, you’ll never have to worry about reaching a limit on the money you can make.

You will truly receive a cut of the interchange fee for every customer you sign over to your product.

Now, there is no limit to the money you can make and the goals you can achieve!

Master of your own work schedule

It can be disheartening to feel trapped in a 9 to 5 job 5 days a week. When you’re working under someone else’s schedule, it’s hard to feel like you are truly in control of your own life.

In a credit card processing career, you’ll have the ability to schedule your own day. If you’d rather sleep in a focus all your efforts on the afternoon and evening hours, that’s up to you! Want to have a break and take a little vacation? Totally your call!

You won’t have some sales manager breathing down your neck, forcing you to go get more clients.

You know your time and abilities better than anyone, so you can schedule your work hours any way you want to.

You’ll experience the full freedom and flexibility of credit card processing careers as you base your new life around your own goals and ambitions.

Your new life with a credit card processing career

After you’ve overcome all that is holding you back and realized all the benefits of a credit card processing career, you’ll be ready to make the switch over to a great new career.

With your new life, you’ll have the time and money to do the things you couldn’t do before.

Before when you felt like you couldn’t stretch your paycheck far enough, your free time took a hit, and you were unable to have the fun you wanted to have.

Credit card processing careers allow you to build up a residual income for life. You will no longer be working hour-to-hour for just a little payoff. The hard work you put into your new career will leave you with the time and money to achieve your goals and have some fun!

You could work in other mainstream merchant services careers, like careers at Chase Merchant Services or JP Morgan, but you would find that they will give you far less commission than Dual Payments can give.

Big business banking corporations like JPMorgan Chase or Bank of America like to take a much higher percentage of your commission than Dual Payments does.

What will my day look like?

You’ll no longer slave away under someone else’s schedule. Your new credit card processing career will allow for greater flexibility.

You’ll love writing your own schedule and working when the time is best for you.

You can even be a direct sales consultant for Dual Payments no matter where you live. We have reps in cities like Los Angeles CA, New York NY, Fresh Meadows NY, Seattle WA, Miami FL and Tampa FL.

Wherever you are located, you can be a sales rep for Dual Payments. We won’t force you to just work from a call center like many other processors.

As a sales rep with Dual Payments, you would be pushing our cash discounting program to businesses that have most likely never heard of it before.

If you choose a credit card processing career with Dual Payments, we want to make it a pleasurable sales experience for you.

You would be an outside sales representative, rather than an inside sales representative, meaning that you won’t work in a traditional office and will most likely have meetings with the business owner prior to them agreeing to partner with you.

You will be responsible for developing relationships with business owners and letting them know how zero fee processing can work for them.

Credit card processing careers will allow you to become to master of your own schedule

As a sales rep, you will also be responsible to tell them about certain features of their new system. You’ll them know how card sales work, how their customers can use Apple Pay and other mobile payments, how to accept gift cards, online payments, and more.

Before, you were stuck working under someone else’s thumb. Now, you’re the master of your own future!

The regrets you had in the past no longer matter. Your future is bright, and your hard work is finally paying off.

Master of your day

After you’ve left your old life behind, your day-to-day schedule may look a little different.

But that’s ok. If your old life was unsatisfying, it will be nice to make some changes that will optimize your potential and get you closer to fulfilling your goals.

So, what will your daily schedule look like?

In truth, your day will look exactly how you want it to look.

You will be in charge of scheduling your work time and doing business in the form that best suits your lifestyle.

If you want to wake up at 7:00 AM and cold call twenty businesses before work, go for it!

If you’d rather sleep in and take it easy with some phone calls, that’s OK too. It’s completely your call!

The hard work and persistence you put into your new career won’t take long to pay off, and you’ll start to see the fruits of your labor soon enough!

You now have everything you need to achieve your goals. Regrets will become a thing of the past as you discover your amazing potential in your new credit card processing job.

What’s holding you back from pursuing a credit card processing career?

If you’re not 100% comfortable to switch to a credit card processing job, we understand. There are a lot of reasons to be nervous or apprehensive about switching jobs.

It’s understandable that you may feel hesitant about entering this new career path, but we want to ease all your fears.

You can learn more about careers with Dual Payments and how to join our team by visiting our careers page, or by downloading our free case study.

Ready to learn more about credit card processing careers? Visit our careers page today!

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Example of High Risk Merchants

  • 1-900 Phone companies – If you’re the type of company that charges people to have a chat on the phone, you’ll be considered high risk.
  • Adult Bookstores – Clearly a part of the adult entertainment industry, and an easy mark for the high risk tag.
  • Adult Entertainment – Any business labeled with the “adult” descriptor will automatically be assigned a high risk status.
  • Adult Toys – As “adult” is in the name, it’s an easy target for association with the adult entertainment market.
  • Airline Industry – Due to cancellations on high ticket purchases, this will put your airline company in the high risk category
  • Amazon Stores – By having a high rate of return, Amazon stores are seen as high risk.
  • Ammo Sales – Association with the weapons industry guarantees high risk status.
  • Annual Contracts – Any time an annual contract is involved it can be considered highrisk because most consumers forget they signed up and chance of chargeback can be high.
  • Antiques – With a high average ticket per item, antiques are considered a risky merchant type.
  • Astrology – The study of the celestial bodies and the influence on human affairs can be a chargeback target if customers feel like they aren’t getting the answers they want.
  • Auctions – Because of the nature of bidding on a product and not having a set price the risk level goes up.
  • Autographed Collectables – There is almost always a question as to whether an autograph is authentic, and therefore chargebacks are much higher in this industry.
  • Automotive Brokers – Brokers of automobiles have a very high average ticket are are therefore of higher risk.
  • Bankruptcy Attorneys – Since the people who are working with bankruptcy attorneys are usually in financial trouble, the odds that a payment would be charged back is higher.
  • Betting Services – In many states betting is illegal but for the legal states betting with a credit card has huge chargeback implications.
  • Brokering – When a third party is involved with selling a product the risk level goes up ten fold.
  • Business Loans (Merchant Cash Advances) – Loaning money is always risky, but with business loans and startup lending, high risk is present by the nature of the business.
  • Casino – Just like a betting service, if a customer gambles with their credit card the chargeback rate sky rockets.
  • CBD Products – CBD itself poses high chargebacks because of the legitimacy of the product and the health benefits promised.
  • CBD E commerce – CBD E Commerce has twice the charge back of retail CBD because many consumers don’t feel like the product they receive gives them the benefits promised.
  • Check Cashing (Check Processing) – The level of fraud in check cashing and cash advances is what gives this industry a higher risk consideration.
  • Cigarettes – With higher levels of risk for theft and criminal activity, cigarette sales are deemed high risk.
  • Collection Agencies (Collection Agency) – Many banks see collections as an unsustainable business model that is many times unreliable.
  • Collectible Coins – A higher level of chargeback in this industry gives it a high risk tag.
  • Collectible Currency – Due to the level of inauthentic collectibles, the risk of chargebacks are much higher with collectibles.
  • Copyrighted eBooks – When someone sells something copyrighted without permission many legal issues can arise.
  • Coupon Programs – With many coupon programs the coupons expire and once they expire the consumer wants the money back they spend.
  • Credit Counseling – Due to their clients usually being in financial problems, this industry is fraught with non-payment and fraud.
  • Credit Protection – Most people that need credit protection are bad with money so chargebacks abound.
  • Credit Repair – If a consumer needs credit repair then chances are they are a high risk for chargebacks.
  • Currency Sales – Many businesses that exchange currency do it at incorrect rates hence more chargebacks.
  • Dating Services – Dating is a volatile industry, and is also lumped in with the adult entertainment industry, making it a high risk account.
  • Debt Collection Services – As the collection of debt isn’t always possible, this industry retains the tag of risky.
  • Debt Consolidation Services (Debt Consolidators) – Consolidating debt is a challenging business and as debt is usually the problem, it’s seen as unsecure from a payment perspective.
  • Debt Repair Services – Since the clients of debt repair services are usually having financial challenges, it makes this industry seem a higher risk.
  • Discount Health Programs – Many people don’t feel they are really getting a discount so they try to get their money back and if they don’t the chargebacks sky rocket.
  • Discount Medical Care Programs – Just like the discount health programs if they don’t save the consumer wants their money back.
  • Drug Paraphernalia – Anything that is associated with the drug trade is considered high risk. Offshore merchant accounts are commonly used for this type of business.
  • E Commerce – As the source of the payment is unverifiable at the point of sale, any transaction without the card present has a higher risk of credit card fraud.
  • Ebay Stores – Many people sell items that aren’t as described so chargebacks can be an issue.
  • Electronic cigarettes – much like traditional cigarettes, e-cigarette sales are also deemed high risk.
  • Electronics – This industry has a much higher ticket compared with many other businesses. A chargeback for a $3,000 tv or two and your account can be in jeopardy rather quickly.
  • Escort Services – This is deemed a part of the adult entertainment industry and therefore needs a high risk merchant account and payment solution.
  • Event Ticket Brokers – If a customer buys a ticket and doesn’t use it they feel like they can charge the transaction back.
  • Extended Warranty Companies – Warranties are rarely used so people try to charge back the money that has been spent paying for them.
  • Federal Firearms License Dealers – Any organization associated with guns or firearms is automatically considered in this category.
  • Fantasy Sports Websites – Just like gambling, if a person starts to lose too often they try and charge back the transaction.
  • Finance Brokers – The entire financing industry is risky. By simply extending credit to other individuals, this business is betting that a majority of them will actually pay what they say they will.
  • Financial Advising/Consulting – The high risk tag on financial advisors isn’t about the advisors or their firm. It’s about the clientele and their current circumstances.
  • Financial Loan Modification Services – Due to a clientele in financial struggles, the high risk term is applied to any payments in this industry.
  • Financial Planning – Anything that includes risk for the consumer can have consumer implications with chargebacks.
  • Financial Strategy – Another risk and reward category, if money is lost, consumers try charging back making this a high risk industry.
  • Fortune Tellers – When a person doesn’t hear what they want to hear, or what is told doesn’t happen, the fortune teller can receive huge chargebacks.
  • Furniture Sellers – High risk only when its custom furniture.
  • Gambling – If money is lost the chargebacks rise.
  • Gaming – Chargeback levels skyrocket when consumers don’t win.
  • Get Rich Quick Programs – It’s rather common in this industry for an individual to purchase the training and then chargeback their purchase saying it didn’t deliver on what was promised.
  • Google Stores – With a high rate of return on their items, Google stores are considered high risk.
  • Gun Sales (Firearm Sales) – The gun and projectile industry is automatically associated with high risk credit card processing.
  • High Average Ticket Sales – With any high average ticket, just a couple of chargebacks can mean a massive shift in how risky the account is deemed by the processor.
  • Home/Vacation Rentals – Many issues with chargebacks can take place if the consumer decides not to travel.
  • Horoscopes – Many people believe this is hocum so will chargeback transactions.
  • How To Programs – A common practice in this industry is to purchase the program and charge it back with the description that it didn’t deliver what it promised.
  • Hypnotists – Many merchants will charge back these transactions if results they hoped for were not met.
  • Import/Export Business – Another example of taking goods over country borders which automatically brings in additional risk to any processing account.
  • Indirect Financial Consulting – When using a third party to consult, the high risk status gives the processor fraud protection.
  • International Cargo – Any time you introduce a multi-country element to credit card processing, the ability for fraud to be introduced skyrockets.
  • International Merchants operating in the US – Since the merchant isn’t operating from the United States, there are many unknowns about what is happening on the other side of their business, thus increasing the risk.
  • International Shipping – Transporting goods between countries is risky and introduces all sorts of elements to the financial stability of any transaction.
  • Investment Books – consumers get upset if the investor isn’t right which can lead to chargebacks.
  • Investment Firms – As investments are never a “sure thing” this is considered a risky industry for having a merchant account.
  • Investment Strategy – Anything with future promises can lead to chargeback.
  • Knife Sales – weapons of any kind are automatically given high risk status.
  • Kratom E Commerce – Accepting payments online is high risk, and Kratom is a substance in the health and wellness industry, which is also considered high risk.
  • Life Coaching – With no tangible goods involved in the transaction, life coaching is considered high risk.
  • Lingerie Businesses – Associated with the adult entertainment industry, chargebacks abound.
  • Lotteries – In most states you can buy lottery tickets with a credit card but if you’re allowed to and the ticket is not a winner, consumers try to chargeback the transactions.
  • Magazine Sales – Many magazine sales are recurring subscriptions, which can have issues with chargebacks.
  • Magazine Subscriptions – Same as magazine sales chargebacks can be huge when a recurring subscription happens. (often referred to as recurring billing.)
  • Mail Order Companies – When something is ordered through the mail chargeback risk can go up.
  • Marijuana Dispensaries – As marijuana isn’t a legal substance in every state, this is considered high risk due to the legality of the product. Cannabis credit card processing is available through Shift Processing.
  • Matchmaking Services – Another branch of the dating tree, and often associated with the adult entertainment industry.
  • Medical Devices – If a medical device doesn’t do what’s promised the purchaser may chargeback the transaction.
  • Membership Organizations – This is another instance of where the transactions don’t have any tangible product and are easily charged back to the merchant account.
  • Merchants on the MATCH list – If you are a merchant who has been reported to the MATCH list (Member Alert to Control High Risk Merchants) or the TMF (Terminated Merchant File) you are given high risk status.
  • Merchants with Poor Credit – Merchant accounts are given based on the credit score of the business owner. It’s assumed that the business owner is going to be making the financial decisions for the business, and a poor credit score reflects on the viability of any business transactions.
  • Modeling Agencies – At many agencies models are promised the world and it doesn’t happen. The consumer then wants their money back.
  • Movie Downloads – Transference of a digital product is considered of higher risk. Also, rarely is a physical card present at time of purchase.
  • Multilevel Marketing Sales – Often associated with pyramid schemes, MLM sales are considered a risky business.
  • Music Downloads – Purchasing any digital product is considered to be of higher risk than a physical transaction. Most of the time the card is not present in a digital transaction using a shopping cart.
  • Not A US Citizen Doing Business In The US – It’s possible to get a merchant account without a US social security number, but not having a SSN will increase the risk the processor will have in issuing a merchant account for your business.
  • Online Adult Membership Sites – If you’re running a website that is adult themed and requires payment for access, this is a highly volatile account and definitely high risk.
  • Offshore Corporations (Offshore Merchants) – The international element is what gives the high risk tag when looking for domestic merchant accounts.
  • Online Gambling (Online Gaming) – Without a card being present and gambling as the activity, there are two reasons why this would be on this list. Online payment alone is risky even without the gambling element.
  • Overseas Exporting Services – The introduction of the international element is what gains access to this list.
  • Pawn Shops – There’s a general stigma that goes along with pawn shops, and it’s reflected in their assignment to the high risk processors list.
  • Penny Auction Sites – Even though the customers are usually bidding at only a penny more per bid, users will commonly charge back the transaction when they don’t win.
  • Pepper Spray – Considered a type of weapon, pepper spray vendors are considered risky.
  • Points Programs – Points programs that cost money can cause chargeback issues if points are not used.
  • Pornographic Merchants – If you’re a part of the adult entertainment industry in any way, you’re considered high risk.
  • Precious Metals – Counterfeit metals can be a problem in this industry, making it more risky to accept payments for.
  • Prepaid Calling Cards – Anything prepaid that a consumer may not use increases chargeback issues.
  • Prepaid Debit Cards – When they expire or are lost consumers want their money back.
  • Psychic Services – “Honey, did you visit a psychic? No babe, I don’t remember visiting a psychic.” I’ll just reverse that charge then.
  • Real Estate – A common target for scams and identity theft is how real estate makes this list.
  • Replica Products (Watches, Handbags, Wallets, Sunglasses, Etc…) – As the product being sold isn’t authentic to the original manufacturer, the percentage of requests for refund is much higher than a traditional merchant.
  • Rewards Programs – If rewards are not spent, the consumer wants the money back.
  • Self-Defense – Since the payment provided is for instruction and not a physical product, the self-defense industry makes this list.
  • Self-Hypnosis Services – Yet another instance where the goods being transferred are of a service and not a physical product.
  • SEO Services – With a high rate of request for refund, SEO agencies make this list.
  • Social Networking Sites – Just like a dating site, if a consumer does not get what they want from it, they always like to chargeback.
  • Software Downloads – The software industry makes their way on to this list because of the digital nature of the goods being sold.
  • Sports Forecasting – An example of paying for information and not for a product, and usually not in person where the card would be present for the transaction.
  • Startups – Every startup is considered risky, and the percentage of startups that make it is quite small compared to the number that fail.
  • Student Loans – With the cost of a college education continually on the rise, so is the percentage of loans that default and never receive payment.
  • Strip Clubs – Associated with the adult entertainment industry gains the strip club access to this list.
  • Stun Gun Sales – considered a type of weapon, which makes it a high risk merchant.
  • Supplement Sales – The request for refund in this industry is quite high due to the nature of the product.
  • Sweepstakes – “Hey, I entered a sweepstake and I didn’t win. I’d like my money back please.”
  • Talent Agencies – “I paid thousands of dollars for headshots and glamorous outfits and I haven’t gotten any paid gigs. Pay me back my money please.”
  • Telemarketing Services – Telemarketing services many times do not have the results the purchaser would like to see, so the services are charged back.
  • Telephone Order Sales – Anything ordered over the phone has a increased risk of chargeback.
  • Timeshare Companies – When timeshares aren’t used, people want their money back.
  • Travel Agencies – If trips are not taken, consumers would like their funds returned.
  • Travel Clubs – Many travel club discounts aren’t what they were promised, increasing risk for chargebacks.
  • Vacation Rental Brokers – Third party brokers on prepaid vacation can have issues when customers cancel their trips.
  • Vape Shops – The level of criminal activity and theft is higher with vape shop merchants and therefore carries a high risk label.
  • Vitamin Sales – If the vitamins don’t provide the results the merchant would like to see they chargeback the transactions.
  • Web Designer – Because this service is prone to chargebacks, it has been classified as high risk.
  • Weight Loss – Considered risky because the results aren’t really up to the company, but rather the individual has to stick to the plan to get results, often resulting in chargebacks.
  • Yahoo Stores – Since the goods sold through Yahoo can easily be returned, they are considered a risky merchant.

Turn Your Residuals into Immediate Cash Today

Selling your residuals doesn’t impact your merchants—they’ll keep processing happily. So, if you need extra funds, explore a credit card residual buyout. It’s fast, easy, and a smart move for your financial game plan.